Chris Fredrich focuses his practice on complex civil litigation, with an emphasis in financial services matters and consumer class and individual action defense. Chris represents banks, lenders, loan servicers, investors and other financial institutions in state and federal court proceedings, at both the trial and appellate levels. He has significant experience litigating claims arising under the Truth in Lending Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act and Telephone Consumer Protection Act, as well as claims based on state laws regulating debt collection, loan servicing, loss mitigation and foreclosure practices. He has defended multiple actions alleging violations of state consumer protection laws, including California's Unfair Competition Law and Rosenthal Act. Chris also has significant experience advising clients in regulatory and compliance matters. This includes conducting comprehensive internal procedure reviews, assessing risk in connection with institutional investment opportunities, and counseling clients on privacy and data breach notification issues. In addition, Chris assists clients in responding to state and federal regulator inquiries. Chris maintains an active pro bono practice and is a two-time recipient of Stroock's Public Service Project Award for his pro bono representation of a victim of financial elder abuse.