## **About Pagaya**
**Shape the Future of Finance**
**Pagaya is building a leading artificial intelligence network to help our
partners grow their businesses and better serve their customers.**
Pagaya powers a leading artificial intelligence network that enables banks,
fintechs, merchants, lenders, and other B2C businesses to provide their
customers with greater access to financial services. We help partners grow
their customer base while managing risk, all with a seamless customer
experience.
Pagaya’s network enables our partners’ customers access to credit across Auto,
Credit Card, Personal loans, and Point of Sale markets. We are also developing
products in insurance, real estate, and more. Our network is fully automated
and operating at scale - with the support of the Pagaya network, our partners
have processed millions of applications, with a new application typically
analyzed every second.
**Let's create better outcomes together!**
**About the Role**
The Partnerships Counsel (title based on experience) is a central role in
establishing the interface between Pagaya and its commercial clients. The role
requires a mixture of legal acumen, business judgment and structuring.
Partnerships Counsel is expected to have a comprehensive understanding of
Pagaya’s core business and a solid working knowledge of financing principles,
with a particular focus on the negotiation and drafting of legal agreements
required to form the partnership agreements and to sell and service loans and
other financial assets.
We are looking for a smart, motivated, self-starter with excellent judgment to
join our growing global legal team in a rapidly growing company. The ideal
candidate is a business-minded lawyer who is focused on execution and prepared
to lead on important partnership deals, while collaborating with our Business,
Technology, Capital Markets and other teams and stakeholders, including Risk
and Compliance, within the company.
To be successful in our Partnerships Counsel role, we’re looking for someone
who is proactive and collaborative and is comfortable with providing both high
level strategic support as well as detailed legal advice. Being passionate
about business growth is key to success at Pagaya. We want a candidate who is
excited by the challenge of working in a legally complex global fintech
company and who welcomes the dynamic environment that comes with a growing
company. This role will engage with all levels of employees and management, so
social and communication skills are vital to strong working relationships.
The role reports to the Chief Partnership Counsel and will be located in New
York.
**Responsibilities**
* Act as a strategic partner to our business team to draft, review and negotiate on commercial agreements relating to the acquisition and servicing of various asset classes, primarily unsecured consumer loans and auto
* Build, analyze and structure complex partnership and partnerships
* Stay on top of regulatory developments for banking/consumer credit laws and structuring partnership transactions, and advise the business team on new risks and
* Provide any other legal or non-legal support that the business
**Requirements**
* A qualified attorney in the United States (preferably NY or CA)
* 4+ years experience in US law firm and/or in-house, though the right candidate could have significantly more experience
* Significant experience with various asset acquisition structures and related documentation. Significant experience negotiating purchase and servicing agreements for consumer credit assets (unsecured loans, auto loans, credit cards, point-of-sale)
* Familiarity with US consumer credit/lending legal and regulatory regimes, including FCRA, GLBA, TILA, etc
* Native/Fluent English (written and spoken)
* Excellent drafting of contracts and advice with minimal support from external counsel
* The ability and flexibility to work long and flexible hours based on the company’s needs
* Excellent judgment and initiative in developing creative, practical, and effective solutions, using a business-first approach
* JD or LLM from accredited US law school
* Experience in asset management, investment, funds, fintech or artificial intelligence is preferred
**Our Team**
Pagaya was founded in 2016 by seasoned research, finance, and technology
entrepreneurs with our head quarters located in NYC, Tel Aviv, Boston, and
Zurich.
We move fast and smart, identifying new opportunities and building end-to-end
solutions from AI models and unique data sources. Every Pagaya team member is
solving new and exciting challenges every day in a culture based on
partnership, collaboration, and community.
**Join a team of builders who are working every day to enable better outcomes
for our partners and their customers.**
**Our Values**
Our values are at the heart of everything we do. We believe great solutions
are built through a great community.
* **Continuous Learning** : It’s okay to not know something yet, but have the desire to grow and improve.
* **Win for all:** We exist to make sure all participants in the system win, which in turn helps Pagaya win.
* **Debate and commit:** Share openly, question respectfully, and once a decision is made, commit to it fully.
* **The Pagaya way:** Break systems down to their most foundational element, and rebuild them unique to Pagaya.
**More than just a job**
We believe health, happiness, and productivity go hand-in-hand. That's why
we're continually looking to enhance the ways we support you with benefits
programs and perks that allow every Pagayan to do the best work of their life.