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<p><b>SVP, Divisional Payments, Treasury Management, & Deposits Attorney</b><br> The SVP, Divisional Payments, Treasury Management, and Deposits Attorney manages and directs a group of attorneys that support the Payments, Treasury Management, and Retail Deposits businesses, including consumer and commercial deposits and related products, commercial and consumer card services, and treasury management products (e.g., currency processing solutions, cash management, etc.). This position reports directly to the Senior Vice President and Deputy General Counsel – Regulatory Affairs.</p>
<p><b> Position Competencies</b></p>
<p> This attorney position requires the highest level of legal analysis, integrity, trust and judgment. The successful attorney must have excellent oral and written communication skills, superb people skills, the ability to learn new areas of law quickly, business acumen, political savvy, and an ability to anticipate and meet the needs of client groups with a level of flexibility.</p>
<p> The ideal candidate for this attorney position requires the following expertise:</p>
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<li>A deep understanding of the laws, regulations and rules impacting <b>Treasury Management and Commercial Payments products and services </b>(including white label arrangements, currency processing solutions, commercial banking, and cash management solutions) and experience drafting and negotiating agreements covering those products and services. </li>
<li>A thorough understanding of <b>Commercial and Consumer Card programs and arrangements</b> (e.g., debit and credit cards, prepaid cards, and card-related payments), including experience with BIN sponsorship and merchant acquiring programs and agreements, as well as knowledge and experience with the applicable laws, regulations, and rules (e.g. Regulation Z, TILA, Regulation E, and Visa and Mastercard Rules). </li>
<li>In-depth knowledge of <b>Consumer and Commercial Deposit and Payments-related matters</b> and the applicable laws, regulations and rules, such as TISA, Regulation CC, Regulation E, NACHA Rules, and CHIPS Rules. Experience supporting commercial and consumer deposit products, including drafting deposit account agreements and disclosures, providing guidance on customer on-boarding, and advising on dispute resolutions, as well as day-to-day legal support for consumer-facing colleagues. </li>
<li>The attorney must be highly collaborative with the lines of business, risk and compliance functions, and other attorneys within the bank and have a willingness to work together to provide legal guidance and solutions.</li>
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<p><b>Position Responsibilities:</b></p>
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<li>Manage attorneys and support staff within group, and provide guidance, recommendations, support, as necessary.</li>
<li>Provide legal support, advice, and counsel to Retail Deposits, Payments, and Treasury Management lines of business and senior management on legal issues and risks associated with critical, complex and sensitive matters, and provide appropriate counsel and guidance to identify and mitigate potential risk or significant impact to the Bank.</li>
<li>Draft, negotiate, and provide legal guidance on contracts, disclosures, and arrangements for the Retail Deposits, Payments, and Treasury Management lines of business. </li>
<li>Provide legal guidance on the laws, regulations, and rules applicable to deposit, payment, and treasury management products, services, and activities.</li>
<li>Provide legal assistance and support for the development of new products and services by the Retail Deposits, Payments, and Treasury Management lines of business.</li>
<li>Assist in the development and implementation of policies, procedures, and best practices, and advise business units and senior management of potential legal risks and implications of the same.</li>
<li>Participate in and provide subject-matter legal guidance on any remediations, compliance, and regulatory matters impacting payments, treasury management or deposit products or services.</li>
<li>Partner and collaborate with other attorneys and groups in the Corporate Legal department to help ensure that Retail Deposits, Payments and Treasury Management lines of business achieve the appropriate legal guidance and support.</li>
<li>Assign, manage and monitor matters assigned to outside counsel.</li>
<li>Administrative matters and other duties and responsibilities that may be assigned or arise from time to time.</li>
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<b>Qualifications</b>
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<p><b> Qualifications</b></p>
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<li>Juris Doctorate or Master of Laws degree from an ABA accredited law school</li>
<li>Active member in good standing with the Texas state bar association or able to obtain within a reasonable time.</li>
<li>10+ years of experience either with a U.S. law firm and/or in-house legal department with a focus on providing legal guidance on payments, treasury management, and consumer and commercial deposit services.</li>
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<p>The position is intended to be a hybrid role based in Dallas, Texas but the employer may be open to remote work, however, a location in the Comerica Bank’s main markets (Texas, Michigan, California, or Florida) is preferred.</p>
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</div> Comerica Bank Tower
<br> 8:00am - 5:00pm Monday - Friday
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