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<b>Senior Deposits and Payments Counsel </b>
<br> The Vice President, Senior Deposits and Payments Counsel will act as part of a team of attorneys that supports various business units on Treasury Management, Payments, Card, and Deposit Products and Services.
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The position is intended to be a hybrid role based in Dallas, Texas but the employer may be open to remote work, however, a location in the Comerica Bank's main markets (Texas, Michigan, California, or Florida) is preferred.
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<b>Position Competencies</b>
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This attorney position requires the highest level of legal analysis, integrity, trust, and judgment. The position requires an attorney that is collaborative and able to work independently in a fast-paced environment with excellent oral and written communication skills, the ability to learn new areas of law and emerging technologies quickly, business acumen, political savvy, and an ability to anticipate and meet the needs of client groups with a level of flexibility.
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<li>The ideal candidate for this attorney position requires the following expertise:</li>
<li>In-depth knowledge of the applicable laws, regulations, and rules, impacting Commercial and Consumer Deposits and Payments, such as TISA, Regulation D, Regulation DD, Regulation CC, Regulation E, Regulation J, NACHA Rules, and CHIPS Rules.</li>
<li>Experience drafting and managing product content such as account opening documents, account agreements, regulatory disclosures, and other consumer facing materials.</li>
<li>Expertise in end-to-end product management from design through dispute resolution, and ability to consult with business partners, risk partners, operations, and legal colleagues to provide comprehensive advice.</li>
<li>Strong negotiation skills and ability to advise on contracts with third-party vendors and subcontractors providing commercial and consumer bank products.</li>
<li>The attorney must be highly collaborative with the lines of business, risk and compliance functions, and other attorneys within the bank and have a willingness to work together to provide legal guidance and solutions.</li>
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<b>Position Responsibilities</b>
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<li>Provide legal support, advice, and counsel to Retail and Commercial lines of business and senior management on legal issues and risks associated with critical, complex, and sensitive matters, and provide appropriate counsel and guidance to identify and mitigate potential risk or significant impact to the Bank.</li>
<li>Draft, negotiate, and provide legal guidance on contracts, product documentation, disclosures, and arrangements. </li>
<li>Provide legal guidance on the laws, regulations, and rules applicable to Deposit and Payments products, services, and activities.</li>
<li>Provide legal assistance and support for the development of new products and services by the Retail and Commercial Deposits and Payments.</li>
<li>Assist in the development and implementation of policies, procedures, and best practices, and advise business units and senior management of potential legal risks and implications of the same.</li>
<li>Participate in and provide subject-matter legal guidance on any remediations, compliance, and regulatory matters impacting deposits and payments products or services.</li>
<li>Partner and collaborate with other attorneys and groups in the Corporate Legal department to help ensure that Retail and Commercial Deposits and Payments lines of business achieve the appropriate legal guidance and support.</li>
<li>Assign, manage and monitor matters assigned to outside counsel.</li>
<li>Administrative matters and other duties and responsibilities that may be assigned or arise from time to time.</li>
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<b>Position Qualifications</b>
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<b>Counsel II </b>
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<li>Juris Doctorate or Master of Laws degree from an ABA accredited law school</li>
<li>Active member in good standing with the state bar association Texas or, if licensed in another state, able to qualify for admission within a reasonable time</li>
<li>5 years of experience with either a U.S. law firm and/or in-house legal department with a focus on deposits and payments or related matters</li>
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<b>Senior Counsel</b>
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<li>Juris Doctorate or Master of Laws degree from an ABA accredited law school</li>
<li>Active member in good standing with the state bar association Texas or, if licensed in another state, able to qualify for admission within a reasonable time</li>
<li>8 years of experience with either a U.S. law firm and/or in-house legal department with a focus on deposits and payments or related matters</li>
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</div>Comerica Bank Tower
<br> 8:00am - 5:00pm Monday - Friday
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